What is a Community Investment Note?

Community Investment Notes are debt securities issued by Calvert Impact Capital that channel capital to high-impact community development initiatives in the U.S. and around the world. Please read the Community Investment Note prospectus for more specific information.

How can I purchase a Community Investment Note?

There are three ways to purchase Community Investment Notes:

1. Online starting at $20.
2. Sending us an application along with a check for $20 or more
3. Purchasing in a brokerage account by calling your brokerage’s fixed income desk with a current CUSIP.

Why do you need my personal information?

Like all financial institutions, Calvert Impact Capital is required to verify personal information for all those wishing to conduct transactions with it. This is commonly referred to as “Know Your Customer,” and represents the procedures we are required to go through to verify the identity of our investors and institutional officers.

How do I reset my password?

Visit https://invest.calvertimpactcapital.org/#/reset-password to reset your password. Calvert Impact Capital will never have access to, nor ask you for, your password.

I am an existing investor, how do I access my account online?

Please contact us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it to say you’d like online access, and we’ll set you up and answer any of your questions.

I purchased a Community Investment Note through my broker account, so why did I never hear anything from Calvert Impact Capital?

Calvert Impact Capital does not receive client information from brokerage firms, but rest assured that we have put your money to work. Please register your Community Investment Note to make sure we can service you better and provide impact reporting.

Can I purchase a Community Investment Note through my IRA?

Yes! You can purchase the Note in self-directed Individual Retirement Accounts (IRAs) at brokerage firms. The following retirement accounts have the option of being self-directed: a traditional IRA, Roth IRA, Rollover IRA, Educational IRA, and SEP IRA.

Can I target my investment to a certain geographic area or impact theme?

Yes, you can target your Calvert Impact Capital account to one or more of our nine impact sectors and other portfolio initiatives. You can do this online in the Impact Preferences section of your account, indicate it on an application, or by registering your brokerage Note. This informs how we allocate portfolio dollars, but does not provide direct or sole exposure to the targeted sector or initiative. Per Calvert Impact Capital's prospectus, all investments in the Notes are subject to the same risk and supported by Calvert Impact Capital's overall portfolio management practices and capitalization.

Can I add to my Note?

You can’t deposit to or increase the principal balance of an existing Note, but you can always buy a new Note or reinvest an upcoming interest payment in a new Note in the same account. Any new investment will increase your account balance and can all be managed online or by contacting us.

Can I withdraw from my Note before maturity?

As Community Investment Note proceeds are lent to our impact partners, investors should plan to hold their Note until maturity. There are no rights of early redemption, other than as set forth in the Survivor’s Option if an investor should pass away (see prospectus for details).

What are your security standards?

Calvert Impact Capital takes the security of our customers seriously through various levels of data encryption, user and password authentication, and continuous monitoring and testing for any vulnerabilities. We will never have access to, nor ask you for, your password.